How to Improve Your Credit
Credit scores play a big role in whether you will qualify for a loan and what your loan terms will be. Keep your credit score high by doing the following:
Check for errors in your credit report - You can download your free credit report and go over the details to ensure everything is up to date and correct. If you find any errors, correct them immediatly.
Pay down credit card bills - If possible, pay down your credit card bills as much as you can. Trasnfering credit card debt from one card to the other can lower your score.
Don't charge your credit cards to the max- Pay down as much as you can each month.
Don;t open new credit card accounts - Having too many credit applications at once can lower your score.
Call Aleks to chat about your options. With many resources, Aleks can refer you to mortgage specialists that will asses your current standing and help guide you to a obtaining a loan that works for you and your family.